Flexible financing for your dental care.

Care that fits your life — and your budget.

Life can be full of surprises — like a chipped tooth or a crown you didn’t see coming. Even regular visits deserve to feel doable. That’s why many 123Dentist clinics offer flexible financing. The process is simple. The options are supportive. And everything’s designed to help you care for your smile without added stress.

Find a participating dentist

An illustration featuring two blue circular faces, known as the 123Dentist Smiley, surrounded by the phrase "Flexible Financing," emphasizing a friendly approach to financial options in dental care. The background is light blue, creating a cheerful and inviting atmosphere.

What are my financing options?

Your smile matters, and caring for it should feel simple. That’s where financing comes in. Many of our clinics work with trusted providers to offer plans that break treatment costs into manageable monthly payments.

Depending on the clinic, you might find interest-free options, low monthly minimums, or terms designed to give you breathing room. It’s not just for major procedures either. Financing can be used for cleanings, fillings, or preventive care too. Because we believe maintaining your smile should always be within reach.

Most applications are done in-office or online and take just a few minutes. And no, you don’t need perfect credit. Approval is often based on more than just a number, and your privacy is always respected.

If you have dental insurance, financing can help cover the gaps — those out-of-pocket expenses that add up fast. If you don’t, it can be the bridge between putting care off and getting it done.

The point is, you don’t have to figure it all out alone. Your clinic team is there to walk you through what’s available and help you choose a path that feels right for you.